Short answer: yes. Singaporeans and other foreigners can own property in Johor Bahru, but only with the consent of the Johor State Authority, and only for property that is open to foreign buyers.
The rules in plain words
- State consent is required for every foreign purchase. Your lawyer applies for it after the sale and purchase agreement is signed.
- Minimum price. The general minimum for foreigners buying residential property in Johor is RM1 million.
- Some units are cheaper. A few zones (for example Medini) and some developer projects with special state approval can sell to foreigners below RM1 million. Ask for the approval in writing before you pay a booking fee.
- Restricted land. Malay Reserve land, Bumiputera-lot units and low-cost or medium-low-cost units are generally not available to foreigners. A listing that says "freehold" is not enough: check the title category and any restriction in interest.
- No visa needed. You do not need MM2H or a long-stay visa to own a property, and owning one does not give you residency.
Below RM1 million? Under the special approvals, Johor applies a minimum levy of RM50,000 on foreign purchases of serviced apartments below RM1 million (since 1 July 2025). Resale can be limited too: ask how you will sell later.
Money questions Singaporeans ask first
- CPF: not allowed. The CPF Board says CPF savings can only be used to buy property in Singapore, so the down payment and instalments come from cash or a bank loan.
- Home loan: often possible, in ringgit, but tighter than for Malaysians. Sources commonly quote 60–70% financing for foreign buyers. Many Singaporeans pay cash. Ask the bank for a written quote.
- Singapore ABSD: IRAS says property owned outside Singapore is not counted for ABSD. HDB rules are different, so check with HDB before you buy.
The buying steps
- Pick a project that is open to foreigners and confirm the price meets the rule.
- Pay the booking fee and sign the letter of offer.
- Appoint a Malaysian lawyer to review and sign the sale and purchase agreement (SPA).
- Your lawyer applies for state consent (see our state consent guide).
- Arrange the loan or cash, then complete and collect your keys. For a new project, completion follows the developer's schedule.
Before you pay anything
- Ask: can a foreigner buy this exact unit at this exact price?
- Budget for the extra costs: see how much extra to prepare.
- Use the Projects page to check which projects are open to foreigners and their real distance to CIQ and RTS.
简短回答：可以。新加坡人和其他外国人可以在新山买房，但必须得到柔佛州政府批准，而且只能买开放给外国人的房产。
规定用白话讲
- 每一笔外国人购买都需要州政府批准（State Consent）。签好买卖合约（SPA）后，由你的律师去申请。
- 最低价：外国人在柔佛买住宅，一般最低价是 RM100 万。
- 有些单位可以更便宜：部分区域（例如 Medini）和获得州政府特别批准的发展商项目，可以低于 RM100 万卖给外国人。付订金之前，请要对方提供书面批准。
- 受限制的土地：马来保留地、土著（Bumiputera）单位、低成本和中低成本单位，一般不能卖给外国人。广告写「永久地契」还不够，要核对地契类别和权益限制。
- 不需要签证：拥有房产不需要 MM2H 或长期居留签证，买房也不会让你获得居留权。
低于 RM100 万？在特别批准下，柔佛自 2025 年 7 月 1 日起，对外国人购买低于 RM100 万的服务式公寓征收最低 RM50,000 的征费。转售也可能受限，请先问清楚以后怎么卖。
新加坡人最先问的钱的问题
- 公积金（CPF）：不可以。CPF 局表示公积金只能用来买新加坡的房产，首期和月供要用现金或银行贷款。
- 房贷：通常可以，用令吉贷款，但比马来西亚人严。常见说法是外国买家的贷款成数约 60–70%，不少新加坡人干脆全现金。请向银行索取书面报价。
- 新加坡 ABSD：IRAS 表示新加坡境外的房产不计入 ABSD。组屋（HDB）规定不同，买之前请先向 HDB 确认。
买房流程
- 选一个开放给外国人的项目，确认价格符合规定。
- 付订金，签 Letter of Offer。
- 委托马来西亚律师审阅并签署买卖合约（SPA）。
- 律师申请州政府批准（见我们的州政府批准说明）。
- 安排贷款或现金，完成交易并领取钥匙。新楼盘的完成时间按发展商进度。